DAWSON CO-OP CREDIT UNION

Rates effective as of April 1st, 2008 and are subject to change without notice.

Savings Account

	Rate	APY*
Share Savings	2.720%	2.75%
SEP Share Savings	2.720%	2.75%
IRA Share Savings	2.720%	2.75%

Checking Account

Checking

0.999%

1.00%**

* Annual Percentage Yield is based on interest being compounded quarterly and that interest remains on deposit.  A withdrawal of interest will reduce earnings.
**Annual Percentage Yield is based on interest being paid monthly and that interest remains on deposit.  A withdrawal of interest will reduce earnings.
Certificates of Deposit

Term	Rate	APY*	Minimum
6 month	2.231%	2.25%	$1,000.00
12 Month	2.963%	3.00%	$1,000.00
24 Month	2.963%	3.00%	$1,000.00
36 Month	2.963%	3.00%	$1,000.00
48 Month	2.963%	3.00%	$1,000.00
60 Month	2.963%	3.00%	$1,000.00
Traditional IRA One Year	2.963%	3.00%	$250.00
Traditional IRA Two Year	2.963%	3.00%	$250.00
Traditional IRA Three Year	2.963%	3.00%	$250.00
Roth IRA	2.963%	3.00%	$250.00
Coverdell Savings IRA	2.963%	3.00%	$250.00

*Annual Percentage Yield is based on interest being paid monthly and that interest remains on deposit until maturity.  A withdrawal of interest will reduce earnings.  Subject to penalty for early withdrawal.

Loans                           Annual Percentage Rate

New Auto	6.00% 5.50% - 20% Down Payment 5.75% - Auto Payments 5.25%-20% Down Payment & Auto Payments .75% increase if credit score is below 600 or small loan amount .5% increase if new car loan is 72 months
Used Auto	7.25% 7.00% - Automatic Payments 6.75% - 20% Down Payment 6.50%- 20% Down Payment & Auto Payments .5% increase 100+% financing(sales tax) .5% increase over 48 months .5% increase if loan is below $4,000
Recreational	8.50% 8.25% - Automatic Payments 8.00%- 20% Down Payment 7.75% - 20% Down Payment and Auto Payments .5% increase 100+% financing (sales tax) .5% increase over 60 months .5% increase if loan is below $4,000
Personal-Secured	10.50%
Personal-Unsecured	13.50%
Agricultural	7.00% one year term
Commerical	7.75% five year term
Real Estate	6.25%
Share Secured	2.00% above the APY* of the collateral
Overdraft Protection Line of Credit	18.00%

Automatic Payments on loans receive a .25% deduction on annual percentage rate.  Rates are subject to change without notification.  Rates and terms may vary.  These rates are current and this page was last updated April 1st, 2008 when rates were last changed.

Federally Insured by NCUA

We do business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act

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