DAWSON CO-OP CREDIT UNION

Rates effective as of February 1st, 2010 and are subject to change without notice.

Savings Account
 
Rate
APY*
Membership Share 2.186% 2.20%
Share Savings 2.231% 2.25%
SEP Share Savings 2.231% 2.25%
IRA Share Savings 2.231% 2.25%
Checking Account
Checking 0.499% 0.50%**
* Annual Percentage Yield is based on interest being compounded quarterly and that interest remains on deposit.  A withdrawal of interest will reduce earnings.
**Annual Percentage Yield is based on interest being paid monthly and that interest remains on deposit.  A withdrawal of interest will reduce earnings.
Certificates of Deposit
Term
Rate
APY*
Minimum
6 month 1.986% 2.00% $1,000.00
12 Month 2.231% 2.25%
 $1,000.00
24 Month 2.476% 2.50% $1,000.00
36 Month 2.476% 2.50% $1,000.00
48 Month 2.476% 2.50% $1,000.00
60 Month 2.476% 2.50% $1,000.00
Traditional IRA One Year 2.231% 2.25% $250.00
Traditional IRA Two Year 2.476% 2.50% $250.00
Traditional IRA Three Year 2.476% 2.50% $250.00
Roth IRA 2.231% 2.25% $250.00
Coverdell Savings IRA 2.231% 2.25% $250.00
*Annual Percentage Yield is based on interest being paid monthly and that interest remains on deposit until maturity.  A withdrawal of interest will reduce earnings.  Subject to penalty for early withdrawal.

<>Loans                           Annual Percentage Rate
New Auto 6.00%
5.50% - 20% Down Payment
5.75% - Auto Payments
5.25%-20% Down Payment & Auto Payments
1.00% increase if credit score is below 625 or small loan amount
.5% increase if new car loan is 72 months
Used Auto 7.25%
7.00% - Automatic Payments
6.75% - 20% Down Payment
6.50%- 20% Down Payment & Auto Payments
.5% increase 100+% financing(sales tax)
.5% increase over 48 months
1.00% increase if credit score is below 625 or small loan amount
.5% increase if loan is below $4,000
Recreational 7.50%
7.25% - Automatic Payments
7.00%- 20% Down Payment
6.75% - 20% Down Payment and Auto Payments
.5% increase 100+% financing (sales tax)
.5% increase over 60 months
1.00% increase if credit score is below 625 or small loan amount
.5% increase if loan is below $4,000
Personal-Secured 8.00% - 10.50%
Personal-Unsecured 9.00% - 13.50%
Agricultural 5.75% one year term
Commerical 7.75% five year term
Real Estate 6.00% - 3 year balloon maximum 20 years
Share Secured 2.00% above the APY* of the collateral
Overdraft Protection Line of Credit 18.00%
Automatic Payments on loans receive a .25% deduction on annual percentage rate. Active checking account members will receive an additional .25% deduction.
Dates are subject to change without notification.  Rates and terms may vary.  These rates are current and this page was last updated February 1st, 2010 when rates were last changed.

Calculators

711 6TH ST, PO BOX 1002, DAWSON MN 56232
126 3rd St, PO BOX 245 BOYD MN  56218 
208 MAIN ST, PO BOX 585, RENVILLE MN 56284
PH: 320-769-2908  TOLL FREE: 1-800-276-0025
FAX: 320-769-2431
EMAIL:



Federally Insured by NCUA

We do business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act
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