Dawson Co-op Credit Union

Rates effective as of June 1st, 2010 and are subject to change without notice.

               
Savings Account
Rate
APY*
Membership Share 1.950% 1.96%
Share Savings 1.986% 2.00%
SEP Share Savings 1.986% 2.00%
IRA Share Savings 1.986% 2.00%
HSA 2.963%3.00%
Checking Account
Checking0.499%0.50%**
    

* Annual Percentage Yield is based on interest being compounded quarterly and that interest remains on deposit.  A withdrawal of interest will reduce earnings.

**Annual Percentage Yield is based on interest being paid monthly and that interest remains on deposit.  A withdrawal of interest will reduce earnings. 

Certificates of Deposit
Term
Rate
APY*
Minimum
6 month 1.741% 1.75% $1,000.00
12 Month 1.986% 2.00%
 $1,000.00
24 Month 2.231% 2.25% $1,000.00
36 Month 2.231% 2.25% $1,000.00
48 Month 2.231% 2.25% $1,000.00
60 Month 2.231% 2.25% $1,000.00
Traditional IRA One Year 1.986% 2.00% $250.00
Traditional IRA Two Year 2.231% 2.25% $250.00
Traditional IRA Three Year 2.231% 2.25% $250.00
Roth IRA 1.986% 2.00% $250.00
Coverdell Savings IRA 1.986% 2.00% $250.00
*Annual Percentage Yield is based on interest being paid monthly and that interest remains on deposit until maturity.  A withdrawal of interest will reduce earnings.  Subject to penalty for early withdrawal.


<>Loans                           Annual Percentage Rate
New Auto 6.00%
5.50% - 20% Down Payment
5.75% - Auto Payments
5.25%-20% Down Payment & Auto Payments
1.00% increase if credit score is below 625 or small loan amount
.5% increase if new car loan is 72 months
Used Auto 7.25%
7.00% - Automatic Payments
6.75% - 20% Down Payment
6.50%- 20% Down Payment & Auto Payments
.5% increase 100+% financing(sales tax)
.5% increase over 48 months
1.00% increase if credit score is below 625 or small loan amount
.5% increase if loan is below $4,000
Recreational 7.50%
7.25% - Automatic Payments
7.00%- 20% Down Payment
6.75% - 20% Down Payment and Auto Payments
.5% increase 100+% financing (sales tax)
.5% increase over 60 months
1.00% increase if credit score is below 625 or small loan amount
.5% increase if loan is below $4,000
Personal-Secured 8.00% - 10.50%
Personal-Unsecured 9.00% - 13.50%
Agricultural 5.75% one year term
Commerical 7.75% five year term
Real Estate 6.00% - 3 year balloon maximum 20 years
Share Secured 2.00% above the APY* of the collateral
Overdraft Protection Line of Credit 18.00%
Automatic Payments on loans receive a .25% deduction on annual percentage rate. Active checking account members will receive an additional .25% deduction.
Dates are subject to change without notification.  Rates and terms may vary.  These rates are current and this page was last updated June1st, 2010 when rates were last changed.

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