ACCOUNT DIVIDEND RATES

Rely on the "People You Know" at Dawson Co-op Credit Union for great service and competitive dividend rates to help you achieve your savings goals.

Rates effective as of January 11, 2012 and are subject to change without notice.

Account Type	Rate	APY*	Minimum
Membership Share	1.199%	1.20%
Share Savings(Passbook)	1.248%	1.25%
SEP Share Savings	1.248%	1.25%
Trad/Roth IRA Share Savings	1.248%	1.25%
HSA	1.986%	2.00%
Checking (Share Draft)	0.499%	0.50%**
Certificate of Deposit - 6 month	0.499%	0.50%	$1,000.00
Certificate of Deposit - 12 Month	0.980%	1.00%	$1,000.00
Certificate of Deposit - 24 Month	1.248%	1.25%	$1,000.00
Certificate of Deposit - 36 Month	1.494%	1.50%	$1,000.00
Certificate of Deposit - 48 Month	1.494%	1.50%	$1,000.00
Certificate of Deposit - 60 Month	1.494%	1.50%	$1,000.00
Traditional IRA One Year	0.980%	1.00%	$250.00
Traditional IRA Two Year	1.248%	1.25%	$250.00
Traditional IRA Three Year	1.494%	1.50%	$250.00
Roth IRA One Year Certificate	0.980%	1.00%	$250.00
Coverdell ESA Share	1.248%	1.25%	$250.00
Coverdell Savings One Year Certificate	0.980%	1.00%	$250.00

* Annual Percentage Yield is based on interest being compounded quarterly and that interest remains on deposit. A withdrawal of interest will reduce earnings.

**Annual Percentage Yield is based on interest being paid monthly and that interest remains on deposit. A withdrawal of interest will reduce earnings. Dividends earned on accounts maintaining a minimum daily balance of $500