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Membership Qualification

Reside, worship, attend school, or conduct business in Big Stone, Chippewa, Lac Qui Parle, Renville, Swift or Yellow Medicine counties in Minnesota. You also qualify for membership if a family member is currently a member. A one-time $10.00 membership share is required. Once a member, always a member. Even if you decide to close your membership, you may rejoin.

 

**Important** To help the government fight the funding of terrorism and money laundering activities, Federal law (USA Patriot Act) requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information such as driver’s license or social security card.  That will allow us to identify you. Contact Us for more information.

 

ChexSystems – Dawson Co-op Credit Union utilizes ChexSystems to verify identifying information provided to us.

  • Who is ChexSystems?  ChexSystems is a nationwide consumer-reporting agency that collects and maintains information from financial institutions to help identify consumers who may have mishandled a checking account (for example, people whose accounts were overdrawn and then closed by them or by their financial).
  • What information is used? Your social security number, driver’s license number, date of birth, and address ensures that we make complete and accurate searches to identify all information that may pertain to you.
  • What if your application is denied?  If the credit union closes an account or does not approve an application to open an account based on a ChexSystems report, an adverse action notice will be provided to the affected consumer. This report enables consumers to investigate and resolve issues that may be on the report.  ChexSystems neither approves nor declines accounts.  This decision is made at the credit union level.

e-Sign Act Disclosure

Membership Application

MbrAgmt

Link to USA Patriot Act 

Link to Disclosures